John Pham - John Pham

John Pham

John Pham

Updated 2024 Credit Card Strategy

Credit Cards Featured

Updated 2024 Credit Card Strategy

Welcome to the wonderful world of points! Credit cards can be an effective way to travel for free and be rewarded for the money you’re already spending. If you don’t have a good credit card strategy (or worse no credit cards at all), then you’re likely missing

Personal Development Featured

How This Fear Setting Exercise is Helping Me Travel the World

A younger version of my always wanted to spend a lot of my life traveling and seeing the world. The older version of me felt constrained to doing so just once or twice a year at max for a few weeks at time. Anything longer than that, felt too long

The Ultimate Guide to Personal Finance: Lessons Learned with Vu Nguyen

The Ultimate Guide to Personal Finance: Lessons Learned with Vu Nguyen

If you enjoyed Episode 3 of our podcast, you're in for a treat. Today, we're thrilled to share a full blog post based on a special episode of the Howdy Do That Podcast, where we welcomed back Vu Nguyen to discuss all things money and personal

Luv is Blind - How Southwest Mishandled the Holiday Travel Meltdown

Luv is Blind - How Southwest Mishandled the Holiday Travel Meltdown

Saturday, Christmas Eve We're at home with my family in OKC opening presents at 10 pm before we fly out Christmas morning to spend time with Kelly's family. We're supposed to fly out the next morning at 7 am to see Kelly's

The Power of ChatGPT: How Artificial Intelligence is Enhancing Human Capabilities

The Power of ChatGPT: How Artificial Intelligence is Enhancing Human Capabilities

Artificial intelligence (AI) has come a long way in recent years, and it is becoming increasingly integrated into many aspects of our daily lives. From voice assistants and personal assistants to self-driving cars and robots, AI is changing the way we live and work. One particularly exciting development in the

What You Actually Need to Know When Engagement Ring Shopping

What You Actually Need to Know When Engagement Ring Shopping

The holiday season is here! And cuffing season will soon be in full effect. Are you planning on popping the big question? Maybe you're a little nervous, super excited, and stressed all at the same time. On top of it all, finding the perfect engagement ring is no

29 Learnings at 29 years

Personal Development Featured

29 Learnings at 29 years

Birthdays tend to make you want to reflect on the previous year as well as the upcoming one. I've always wanted to track a list of life lessons that I could reference back to and share with loved ones. So for my birthday this year, that's

How I Got $450 Off on Credit Card Annual Fees

How I Got $450 Off on Credit Card Annual Fees

After reading the pro tips in my "Game of Points: From Noob to Legendary" blog post, many friends have shared that they didn't know you could get fee reductions on your credit card's annual fee. Today, I want to dive deep into why you

How to Apply for Student Loan Debt Relief

How to Apply for Student Loan Debt Relief

As of today, October 17, 2022, you can now begin applying for the Federal Student Loan Debt Relief Program.

How I Bought a House with My 401k

How I Bought a House with My 401k

We all know how expensive it can be to buy a house in the city, so when the time came for me to buy my first house, I decided to use my 401K. How you might ask? Through some sorcery magic that they don't teach you in school.

5 Questions for Better Small Talk

Here are 5 questions you can build into your small talk to keep the conversation flowing and help you make more meaningful connections.

Why I'm Switching From Wordpress to Ghost

It feels like I went through a bad breakup..I spent over a year writing and creating content on Wordpress only to get wrecked by the overly complex and technical backend when I needed to make infrastructure changes. Admittedly, it was probably partly my fault for buying a domain name

Coming soon

So my last website broke. Not sure how but.. I'm working on getting fresh and new content out to you! You can subscribe in the meantime if you'd like to stay up to date and receive emails when new content is published.